In 2025, Russian banks issued 27.5 million loans to individuals for a total amount of 9.89 trillion rubles. This follows from the data of the consulting company Frank RG, which publishes RBC. Compared to 2024, the volume of loans granted decreased by 25.6% and became the lowest in six years. In quantitative terms, loan issuance fell by 1.8 times year-on-year and set an anti-record since 2020, when the coronavirus pandemic was raging in the country.
At the same time, issuance decreased in all segments. In particular, in 2025, banks provided Russians with cash loans worth 3.5 trillion rubles, which is almost 39% lower than the previous year’s figures. This is the worst result in nine years. The number of unsecured loans fell by 38% to 19.6 million transactions compared to 31.7 million a year earlier. The result was comparable to the level of 2021. The volume of mortgages issued over the year decreased by 9% to 4.3 trillion rubles. Over the entire year, Russians signed 902,2 thousand mortgage contracts, which is 18% less than the result of the previous year (The Moscow Times).
