According to the results of the first half of the year, First Ukrainian International Bank (FUIB) increased the amount of cash loans by 70% YoY. At the same time, the increase of the issuance of loans on the open market amounted to 190% – these are new customers of the bank. The average amount of issuance increased by almost one third.
“There is an active increase in the number of new FUIB customers in the regions. After the withdrawal of a number of players from the banking market, there is a high need for loans there. For these customers, the bank offers simple and comprehensible loan products, which, besides that, can be issued in just one hour,” commented Sebastian Rubai, FUIB’s deputy chairman of the board of retail business.
Since the beginning of the year, FUIB has been actively developing a network of cash lending sites. New branches have been opened, and the bank started issuing loans in new chains of electronics stores, furniture stores and shopping centers in district centers and urban-type settlements. In addition, cash lending sites were opened in a number of customer service centers of the JSC Ukrtelecom.
Among loan products, the leader in terms of sales was a new cash loan Vseyasno, which can be called a loan “without thorns”: without a certificate of earned income, without insurance, one-time commission, that is, without those fees which are difficult for the client to understand.
The second most popular loan among FUIB customers is the new cash loan Testdrive. According to its terms, clients do not need to pay monthly commissions on the loan during the first 6 months. Such a loan is chosen by clients who want to repay all the money from several next salaries.
According to the statistics of FUIB, customers most often apply for amounts of about 11-13 thousand UAH. Without providing a certificate of earned income, where there is only a passport and a Tax Reference Number, in FUIB one can take out a cash loan for the amount from 1 thousand up to 50 thousand UAH. With a certificate of earned income, FUIB provides loans for the amount of up to 200 thousand UAH. (SCM/Business World Magazine)