The First Ukrainian International Bank (FUIB) received UAH 1 billion in net profit in the first quarter of 2021, up by 23% YoY.
The bank’s operating income in Q1 amounted to UAH 2,412.6 million against UAH 2,041.2 million in 2020. FUIB’s net interest income rose by 21%, to UAH 2,029.1 million.
FUIB’s net commission income amounted to UAH 439.2 million in Q1.
The bank’s equity amounted to UAH 9.4 billion. FUIB’s assets reached UAH 84.9 billion and its liabilities – UAH 75.5 billion. In Q1, customer funds amounted to UAH 67.3 billion.
As of April 1, bank’s net loan portfolio amounted to UAH 39.6 billion, of which UAH 17.3 billion were loans given to individuals. 42% of the loan portfolio of individuals is taken by the consumer lending segment.
The bank’s liquidity and capital adequacy equal almost twice as much as the standard set by the regulator. The liquidity coverage ratio (LCR) in foreign currency was 213% and in all currencies – 184% with a standard of at least 100%. The net stable funding ratio (NSFR) was 139% with a normative rate of at least 80%.
FUIB is the largest Ukrainian bank with private capital, which has been operating stably in the banking market of Ukraine for 30 years. (Ukrinform/Business World Magazine)