The 2026 budget strengthens support for Ukrainian business, expanding opportunities for affordable lending, innovative development, and economic modernisation. The Government will continue to fund programmes that help enterprises operate and recover amid wartime conditions, create jobs, scale up production, and attract investment. For these purposes, UAH 51.8 billion is allocated in 2026, including for lending, mortgages, innovation development, and improving energy efficiency.
One of the key instruments remains the Affordable Loans at 5-7-9% programme, implemented through the Business Development Fund. UAH 18 billion is earmarked for its funding. This will enable support for business working capital, expansion of micro-, small, and medium-sized enterprises, and stimulation of investment in production capacity.
An important element is the eOselia programme – a mechanism for affordable mortgages for citizens that supports the construction sector and related industries. In 2026, UAH 17.1 billion is allocated for its funding through Ukrfinzhytlo. This will create more opportunities for families to purchase housing while providing an additional boost to economic activity in the regions.
The Innovation Development Fund will receive UAH 7.4 billion. The funds will be directed towards developing defence technologies under Brave1, creating new models of equipment and machinery for defence needs, robotics and unmanned technologies, as well as research into specialised innovative solutions.
UAH 4.9 billion is budgeted for direct business support programmes – from export instruments to incentives for processing. This includes grant programmes, support for industrial parks, and investment incentives for enterprises.
The state is paying particular attention to strategic areas vital for economic transformation. The Decarbonization Fund will receive UAH 1.9 billion, enabling enterprises to implement low-carbon technologies, modernise production, and adapt to European emissions requirements. Lending for business energy efficiency projects will also continue.
A further UAH 1.9 billion will represent Ukraine’s contribution to the U.S.-Ukraine Reconstruction Investment Fund – a mechanism that will channel private and institutional investments into key sectors of the Ukrainian economy and ensure long-term reconstruction and modernisation of the country.
The Energy Efficiency Fund will receive UAH 0.6 billion, providing co-financing for projects to improve housing energy efficiency and support the restoration of destroyed households. (Government portal)